Hoy Bhaji's Terms & Conditions — Transparent, Simple & in English

These Terms and Conditions ("Terms") constitute a legally binding agreement between Hoy Bhaji ("Platform", "we", "us") and any user of the platform ("you", "member", "player"). By accessing Hoy Bhaji's services through the hoybhaji.pro website, mobile app, or any other channel, you agree to be bound by these Terms.

"Service" refers to all gaming, betting, transaction, and related features offered by Hoy Bhaji. "Account" refers to each user's personal profile created upon registration.

To register an account and use Hoy Bhaji's services, you must meet the following requirements:

• You must be at least 18 years old. Proof of age may be requested at any time for verification.
• Each person may register only one account. Multiple accounts are strictly prohibited.
• All information provided at registration must be accurate and up to date. Providing false information may result in account termination.
• You must not be a resident of any country or region where online gaming is fully prohibited.
• Accounts are for personal use only. Use for commercial purposes or on behalf of a third party is strictly prohibited.

Hoy Bhaji reserves the right to decline any account registration without notice. To keep your account active, you must log in at least once a year. Accounts inactive for 12 consecutive months may be marked as "dormant".

All financial transactions on Hoy Bhaji are conducted in Bangladeshi Taka (BDT). We support multiple payment methods including bKash, Nagad, Rocket, and BRAC Bank transfers.

• Deposit: The minimum deposit amount is ৳500. Deposits are typically credited within 5–15 minutes.
• Withdrawal: The minimum withdrawal amount is ৳1,000. Deposited funds must be wagered at least once before a withdrawal can be made.
• KYC Verification: For first withdrawals above ৳50,000, a copy of your national ID or passport may be required.
• Processing Time: Withdrawal requests are processed within 30 minutes to 2 hours of approval.
• Hoy Bhaji Fees: Hoy Bhaji does not charge any fees on deposits or withdrawals. However, third-party payment services may apply their own charges.

Hoy Bhaji reserves the right to hold and review any transaction flagged as suspicious. Accounts and funds may be frozen if money laundering or other illegal financial activity is suspected, and the relevant authorities will be notified.

Hoy Bhaji offers a variety of bonuses and promotions — welcome bonuses, reload bonuses, cashback, and more. Each bonus has its own terms and conditions, which must be read before claiming.

• Wagering Requirements: Bonus funds must be wagered a specified number of times (typically 10x–30x) before a withdrawal can be requested.
• Time Limit: If the wagering requirements are not met within the specified period after claiming a bonus, the bonus will be forfeited.
• Game Restrictions: Some bonuses apply to specific games only and may not be valid for Live Casino or Sports Betting.
• One bonus at a time: Multiple bonuses cannot be active at the same time unless explicitly permitted.
• Bonus Abuse: If evidence is found of exploiting the bonus system for unfair advantage, the bonus may be voided and the account may be closed.

Hoy Bhaji reserves the right to modify, suspend, or cancel any bonus offer at any time. Notice will be given on the platform prior to any changes.

All betting and gaming on Hoy Bhaji is governed by the general rules below. Additional rules specific to individual games or sports apply separately.

• Once a bet is confirmed, it cannot be changed or cancelled (except where in-play betting rules apply).
• If a bet is accepted due to a technical error or incorrect odds, Hoy Bhaji reserves the right to void that bet.
• If a match or event is cancelled, stakes are generally refunded. However, exceptions may apply under certain conditions.
• Outcomes in RNG (Random Number Generator) games are fully random and certified — there are no predetermined patterns.
• If you lose connection during a live game, your game state is saved on the server and you can resume from where you left off upon reconnecting.

The following activities are strictly prohibited on Hoy Bhaji. Engaging in any of them may result in permanent account closure and forfeiture of your balance:

• Multiple Accounts: Opening or using more than one account per person.
• Bonus Abuse: Artificially generating transactions or bets to exploit bonuses.
• Match Fixing: Being involved in influencing the outcome of a match or betting to take advantage of such influence.
• Money Laundering: Attempting to launder illicit funds through the platform.
• Hacking or System Damage: Attempting to breach the security of the platform.
• False Information: Providing false information regarding identity, age, or place of residence.
• Account Sharing: Allowing others to use your account, or accessing another person's account.

Hoy Bhaji reserves the right to suspend or close any account at any time and for any reason, particularly if:

• Evidence of a terms and conditions violation is found.
• Suspicious activity is detected on the account.
• KYC verification details do not match.
• A legal or regulatory authority requires it.

You may also close your account at any time by contacting support. Any valid balance will be returned before closure, though bonus funds will be forfeited.

Hoy Bhaji treats the protection of your personal data as a top priority. Information collected at registration is used solely for service delivery, identity verification, and legal compliance.

• Your information is never sold to third parties.
• Payment details (card numbers, bank information) are never stored on Hoy Bhaji's servers.
• All data transfers are secured with SSL encryption.
• For more information, visit our Privacy Policy Read.

Hoy Bhaji firmly believes that gaming is a form of entertainment — and entertainment should always have its limits. We care deeply about the mental and financial well-being of all our users.

• Budget Limits: You can set daily, weekly, or monthly deposit limits.
• Time Limit: Session time limits can be set.
• Self-Exclusion: You can choose to exclude yourself from the platform for a set period of time.
• Reality Check: Automatic break reminders are triggered during extended sessions.

If you think you may have a gaming problem, please contact our Responsible Gaming Visit our page or contact support. Users under 18 are not permitted to open or use an account under any circumstances.

Hoy Bhaji reserves the right to amend these Terms & Conditions, in whole or in part, at any time. Any changes will be announced on the platform along with the effective date.

Continued use of the service after any changes takes effect constitutes acceptance of the updated terms. If you disagree with any change, please close your account and discontinue use.

For any questions or complaints, please contact us:

• Email: [email protected]
• Live Chat: Available 24/7 on the platform